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Debt management???

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bleiswijk
52
20.09.2013, 21:06

Witam
Czy korzystal ktos z tego wyjscia kiedys???
Jak to sie ma do zdolnosci kredytowej w przyszlosci...???

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Beton_Gawel
#121.09.2013, 16:11

najlepiej olac wszytsko na 6lat I po 6latach zaczynasz od nowa.
lepiej z dlugami isc do cabu za darmoche doradza co I jak.
jest jeszcze LILA is the route into bankruptcy for people who have low income and low assets.

Low income means gross weekly income of no more than the standard national minimum wage for a forty hour working week. The national minimum wage increases each year in October and is currently equivalent to £247.60 a week

miskaa
746
miskaa 746
#222.09.2013, 06:36

Po 6 latach sie wszystko kasuje? Pierwsze slysze.

Konrad.W
Moderator
5 138
Konrad.W 5 138
#324.09.2013, 13:39

@Beton

no nie wszystko. juz nigdy nie bedziesz mogl pracowac na wyzszym stanowisku finansowym lub byc dyrektorem firmy;-)

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Beton_Gawel
#425.09.2013, 19:14

So I can't be a company director?

No. You cannot be a company director while your bankruptcy remains undischarged. Furthermore, you are legally prohibited from managing, forming or promoting a limited company unless you have the explicit permission of the court.

It is vitally important that you understand and abide by these limitations. If you attempt to become a company director while your bankruptcy is undischarged, you will be breaking the law. Once your bankruptcy has been discharged, you are free to become a director again.

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Beton_Gawel
#525.09.2013, 19:19

Debt Arrangement Scheme (DAS)
This is a legally binding type of debt management for people who could afford their unsecured debts if they were given longer to repay them. Applicants must be able to commit to reasonable repayments based on their disposable income. It can affect your credit rating in the medium to long term.

Trust Deed
This type of insolvency is for people who could never realistically repay their debts in full, but could commit to reasonable repayments for three years. After that time, any remaining unsecured debt is written off, as long as they've upheld their side of the agreement. Homeowners can be asked to release equity as a condition of their Trust Deed. It remains on credit records for six years from the day it starts.

LILA route into bankruptcy
This is an alternative route into bankruptcy for people with debts that they could never realistically repay - and who also have a low income and few valuable assets. It can help people who can't enter bankruptcy through the 'normal' route.

jest wiele opcji wyjscia z problemow finansowych
ale po co placic jakims firma jesli cab pomoze za free.

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